Corporate Profile

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Corporate Overview

The financial industry has historically been at the forefront of the adoption of innovative technology. Today the  fintech sphere encompasses both significant developments in established thinking, such as Big Data, as well as disruptive technologies such as distributed ledgers.

As part of the essential data infrastructure of finance, we introduced a revolutionary Integrated Ecosystem through the world’s first Shari’ah-Compliant platform and Super App. In addition, we have ramped up efforts on research into disruptive technologies.

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Exploring disruptive technologies throughout the information lifecycle

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Ibadah has been exploring disruptive technologies by providing a cutting-edge solutions and expertise in delivering IT, Fintech, Trading and Digital innovations to various sectors including finance, banking, technology, e-commerce, property, tourism, NGO, Government and several National & Global arena and continue to build a range of state-of-the-art solutions and services while addressing technology challenges.

As  whole, we address the need of various communities and population with friendliness, transparency and integrate both a conventional and Shari’ah Compliant platform. We are accountable in providing the best of advisory, practices, consultancy and services to our domestic and global clients, partners and associates.

Shari'ah Compliant

What differentiates us from the rest is that we are the only company in the world that was issued with a sovereign license to set up the world’s first Islamic platform for the exchange of a gold-backed digital currency. So what are the Shari’ah concepts applicable?

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When two commodities are exchanged, one may serve as a currency and the other as a priced commodity, or both may be currencies. When a currency is exchanged for a currency the sale is called ‘sarf’, and when a currency is exchanged for a priced commodity, the transaction is sale proper (‘bay’). Similar is the sale of a priced commodity for another priced commodity (barter).


Ibn Rushd : Bidayat Al-Mujtahid (P. 154, Garnet, 1996)

Refers to a contract where a party, as principal (muwakkil) authorizes another party as his agent (wakil) to perform a particular task on matters that may be delegated, with or without imposition of a fee. In the context of Ibadah, the Wakalah contract involves a fee (wakalah bi al-ujrah) to be paid to Ibadah.

Mudharabah is a special kind of partnership where one partner providers the capital (rabb-ul-maal) to the other (mudarib) for investment in a commercial enterprise.

is defined as a contract through which the liability for the settlement of a debt is transferred from a principal debtor (muheel) to a transferee (muhalalaihi). Hawalah abolishes the existing debt between the creditor and the principal debtor and between the principal debtor and the transferee, and it establishes a new debt between the creditor and the transferee.

Integrated Fintech Innovations

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